Insurance carrier
INDEPENDENT HEALTH
INDEPENDENT HEALTH appears on 31 employer benefit contracts in public Form 5500 Schedule A filings.
31 employer contracts on file name INDEPENDENT HEALTH as the insurance carrier. The full book with premiums and commissions is on the subscriber view of this page, or through the Form5500Lookup connector for ChatGPT and Claude.
Book profile
INDEPENDENT HEALTH writes 31 insured contracts for 25 employers, across 3 states, led by NY, NJ, OH.
Health is the largest line (30 contracts), followed by stop-loss (1), vision (1), dental (1).
LAWLEY LLC is the broker of record on the most contracts (3, about 10%); EMS FINANCIAL SERVICES, LLC, GALLAGHER BENEFIT SERVICES, INC., USI INSURANCE SERVICES, LLC follow.
Renewals concentrate on January 1: 90% of the dated welfare contracts have policy years ending in December, so most of the book comes up for review at once.
Offices that file under one name are added up on one row. The name links to the office with the most contracts on this carrier.
Counted by each employer's own state. Largest first.
Contracts by line.
health 30 · stop-loss 1 · vision 1 · dental 1
Welfare contracts, counted by their typical renewal date (the 1st after the policy year ends). Annuity and GIC funding contracts have no renewal.
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Employers with plans through INDEPENDENT HEALTH
| Employer | Location | Broker | Renews |
|---|---|---|---|
| WIELAND ROLLED PRODUCTS NORTH AMERICA BUFFALO, INC. | BUFFALO, NY | LAWLEY LLC | Jan 1FY2025 |
| THE RESEARCH FOUNDATION FOR SUNY | ALBANY, NY | — | Jan 1FY2024 |
| BUFFALO MEDICAL GROUP, P.C. | BUFFALO, NY | — | Jan 1FY2025 |
| NESTLE USA, INC. ATTN HEALTH & WELFARE | SOLON, OH | — | Jan 1FY2025 |
| SUBURBAN ADULT SERVICES, INC, | ELMA, NY | GALLAGHER BENEFIT SERVICES, INC. | Jan 1FY2024 |
more employers with plans through INDEPENDENT HEALTH
See the full employer base with brokers, renewal dates, and commissions — plus filters and export.
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule A · each row is that employer’s most recent filing, largest premium first (plan years 2024–2025 on this page)
Legal name and group as filed with CMS
Commission as a share of premium, by state
The share is the agents' fees and commissions this carrier reported to CMS, divided by the medical premium it earned in that state and market. It counts medical business only, so a carrier's dental, vision, life and disability commissions are not in it, and a carrier that insures no medical business reports no share at all.
The states where this carrier earned the most premium, largest first.
| State | Market | Commission, share of premium | Premium earned |
|---|---|---|---|
| New York | large-group | 0.3% | $262,748,874 |
Source: CMS Medical Loss Ratio public use file, 2024. This is the carrier's own report to CMS, not a Form 5500 filing.
This report covers major medical insurance, in all three markets: individual, small group and large group. A company that only administers self-funded plans files none of it, and neither does one that writes only dental, vision, life or disability coverage, so nothing appears here for them.
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