Form 5500 · Employee benefit plan · SANFORD, ME
WAYPOINT MAINE
WAYPOINT MAINE of SANFORD, ME insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CRONIN, GERVINO & WARLICK, INC.. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0279587 · plan 508 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 225 people.
Reported premium across the insured contracts is $2,355,928, with $24,573 in disclosed broker commissions — about 1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CRONIN, GERVINO & WARLICK, INC. is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL PLAN OF MAINE and UNUM INSURANCE COMPANY among them — with CIGNA HEALTH AND LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 268 | December | $148,862 | $10,645 |
| DELTA DENTAL PLAN OF MAINE | Dental | 325 | December | $111,629 | $8,214 |
| UNUM INSURANCE COMPANY | — | 69 | December | $28,661 | $4,300 |
| RED TREE INSURANCE COMPANY, INC. | Vision | 250 | December | $12,889 | $1,414 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 225 | December | $2,053,887 | $0 |
More employer plans in Maine — largest plans, brokers, carriers and renewal months.