Form 5500 · Employee benefit plan · ANDOVER, MA
THE ANDOVER COMPANIES
THE ANDOVER COMPANIES of ANDOVER, MA is a 476-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT SERVICES, INC.. Coverage is written through SUN LIFE ASSURANCE COMPANY OF CANADA and 3 other carriers. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-1614490 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering life and disability; the largest, with SUN LIFE ASSURANCE COMPANY OF CANADA, covers 326 people.
Reported premium across the insured contracts is $668,520, with $47,865 in disclosed broker commissions — about 7.2% of premium.
The most recent policy period ended in June, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT SERVICES, INC. is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — SUN LIFE ASSURANCE COMPANY OF CANADA, UNUM LIFE INSURANCE COMPANY OF AMERICA, CURALINC, LLC and HARTFORD LIFE AND ACCIDENT INSURANCE CO — with SUN LIFE ASSURANCE COMPANY OF CANADA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 221 | June | $262,817 | $37,092 |
| SUN LIFE ASSURANCE COMPANY OF CANADA | Life, Disability | 326 | December | $396,375 | $10,773 |
| CURALINC, LLC | — | 308 | December | $9,328 | $0 |
| HARTFORD LIFE AND ACCIDENT INSURANCE CO | — | 326 | September | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
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