Form 5500 · Employee benefit plan · TITUSVILLE, FL
ST. FRANCIS REFLECTIONS LIFESTAGE CARE
ST. FRANCIS REFLECTIONS LIFESTAGE CARE of TITUSVILLE, FL spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MARSH AND MCLENNAN AGENCY. Coverage is written through UNITED OF OMAHA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 50-1795440 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with UNITED OF OMAHA LIFE INSURANCE COMPANY, covers 207 people.
Reported premium across the insured contracts is $284,142, with $32,147 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH AND MCLENNAN AGENCY is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNITED OF OMAHA LIFE INSURANCE COMPANY, COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY and THE GUARDIAN NATIONAL LIFE INSURANCE COMPANY — with UNITED OF OMAHA LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 207 | December | $178,943 | $18,776 |
| COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | Life | 65 | December | $87,482 | $11,399 |
| THE GUARDIAN NATIONAL LIFE INSURANCE COMPANY | Vision | 162 | December | $17,717 | $1,972 |
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