Form 5500 · Employee benefit plan · GOLDEN, CO
SPYDERCO INC.
SPYDERCO INC. of GOLDEN, CO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is TIM J.HEFFERMAN. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-0865088 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 122 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $875,122, with $54,229 in disclosed broker commissions — about 6.2% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
TIM J.HEFFERMAN is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Stop-loss | 122 | April | $715,032 | $42,311 |
| THE GUARDIAN NATIONAL LIFE INSURANCE COMPANY | Dental, Vision, Life | 129 | April | $118,491 | $7,351 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 142 | April | $35,305 | $3,765 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 142 | April | $6,294 | $802 |
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