Form 5500 · Employee benefit plan · FARGO, ND
SFH INC
Public Form 5500 records show how SFH INC of FARGO, ND, a transportation and logistics employer, structures its employee benefits. Its broker of record is NFP CORPORATE SERVICES (MN) INC. Coverage is written through BLUE CROSS BLUE SHIELD OF NORTH DAKOTA and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 45-0434920 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF NORTH DAKOTA, covers 230 people.
Reported premium across the insured contracts is $1,937,864, with $60,458 in disclosed broker commissions — about 3.1% of premium.
The health contract's policy period ended in December, while at least one ancillary line renews in January — the plan is on a split renewal cycle.
NFP CORPORATE SERVICES (MN) INC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: BLUE CROSS BLUE SHIELD OF NORTH DAKOTA and UNUM LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 328 | January | $217,207 | $41,888 |
| BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | Health, Vision | 230 | December | $1,720,657 | $18,570 |
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