Form 5500 · Employee benefit plan · FRESNO, CA
ROYAL T MANAGEMENT
Public Form 5500 records show how ROYAL T MANAGEMENT of FRESNO, CA, a real estate employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL INS. SVCS., INC.. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 77-0168810 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision and life; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 91 people.
Reported premium across the insured contracts is $814,637, with $42,368 in disclosed broker commissions — about 5.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL INS. SVCS., INC. is the broker of record on all 4 contracts.
4 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and VISION SERVICE PLAN — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 91 | December | $730,875 | $33,646 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 157 | December | $65,327 | $7,060 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 152 | December | $9,739 | $974 |
| VISION SERVICE PLAN | Vision | 62 | December | $8,696 | $688 |
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