Form 5500 · Employee benefit plan · GARDNER, MA
HENRY HEYWOOD MEMORIAL HOSPITAL
HENRY HEYWOOD MEMORIAL HOSPITAL of GARDNER, MA spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HUB INTERNATIONAL NEW ENGLAND. Coverage is written through PRUDENTIAL INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2103581 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering vision, life and disability; the largest, with PRUDENTIAL INSURANCE COMPANY OF AMERICA, covers 1,186 people.
Reported premium across the insured contracts is $519,693, with $55,147 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL NEW ENGLAND is the broker of record on 2 of the 4 contracts; the rest name a different broker or none.
4 carriers appear on the filing — PRUDENTIAL INSURANCE COMPANY OF AMERICA, RELIASTAR LIFE INSURANCE COMPANY, VISION SERVICE PLAN and UNITED BEHAVIORAL HEALTH DBA OPTUM — with PRUDENTIAL INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIASTAR LIFE INSURANCE COMPANY | — | 254 | December | $188,781 | $28,587 |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, Disability | 1,186 | December | $249,756 | $24,292 |
| VISION SERVICE PLAN | Vision | 524 | December | $77,689 | $2,268 |
| UNITED BEHAVIORAL HEALTH DBA OPTUM | — | 1,720 | September | $3,467 | $0 |
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