Form 5500 · Employee benefit plan · ST. CLAIR SHORES, MI
FISHER & COMPANY, INC.
FISHER & COMPANY, INC. of ST. CLAIR SHORES, MI spreads its employee benefits across 9 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MARSH AND MCLENNAN AGENCY. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1783305 · plan 521 · as of Aug 2026
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 434 people.
Reported premium across the insured contracts is $5,892,348, with $240,824 in disclosed broker commissions — about 4.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH AND MCLENNAN AGENCY is the broker of record on all 10 contracts.
9 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF MICHIGAN, BLUE CARE NETWORK OF MICHIGAN, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and DELTA DENTAL OF MICHIGAN among them — with BLUE CROSS BLUE SHIELD OF MICHIGAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 434 | December | $3,208,663 | $127,235 |
| BLUE CARE NETWORK OF MICHIGAN | Health | 273 | December | $1,909,986 | $75,962 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 656 | December | $43,286 | $10,100 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 240 | December | $51,434 | $8,973 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 163 | December | $27,422 | $6,445 |
| DELTA DENTAL OF MICHIGAN | Dental | 553 | December | $204,377 | $5,698 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 843 | December | $408,949 | $5,071 |
| DELTA DENTAL OF MICHIGAN | Dental | 165 | December | $34,869 | $968 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 601 | December | $2,647 | $265 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 601 | December | $715 | $107 |
More employer plans in Michigan — largest plans, brokers, carriers and renewal months.