Form 5500 · Employee benefit plan · KEYSTONE HEIGHTS, FL
CLAY ELECTRIC COOPERATIVE, INC.
CLAY ELECTRIC COOPERATIVE, INC. of KEYSTONE HEIGHTS, FL is a 645-participant utilities employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HYLANT GROUP INC.. Coverage is written through USABLE LIFE and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-0196695 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering dental, vision, life and disability; the largest, with USABLE LIFE, covers 585 people.
Reported premium across the insured contracts is $1,415,955, with $139,393 in disclosed broker commissions — about 9.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HYLANT GROUP INC. is the broker of record on 4 of the 6 contracts; the rest name a different broker or none.
6 carriers appear on the filing — USABLE LIFE, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, METROPOLITAN LIFE INSURANCE COMPANY and AMERITAS LIFE INSURANCE CORPORATION among them — with USABLE LIFE writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 650 | December | $453,038 | $45,304 |
| USABLE LIFE | Life, Disability | 585 | December | $580,608 | $44,295 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 608 | December | $201,216 | $40,512 |
| EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INS. CO. | Vision | 797 | December | $60,275 | $6,510 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 96 | December | $27,720 | $2,772 |
| AMERITAS LIFE INSURANCE CORPORATION | Life | 56 | May | $93,098 | $0 |
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