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Form 5500 · Employee benefit plan · LOUISVILLE, KY

BRYANT HEATING AND COOLING

BRYANT HEATING AND COOLING of LOUISVILLE, KY spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN & BROWN KENTUCKY. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-2065695 · plan 501 · as of Aug 2026

Participants
200
Carriers on file
3
Disclosed commissions
$93,300
Renewal month
December

Plan brief

Schedule A lists 3 insured contracts covering health, dental, vision and life; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 480 people.

Reported premium across the insured contracts is $1,703,041, with $93,300 in disclosed broker commissions — about 5.5% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

BROWN & BROWN KENTUCKY is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.

3 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY and UNUM LIFE INSURANCE COMPANY OF AMERICA — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Dental, Vision480December$1,630,925$77,644
AMERICAN UNITED LIFE INSURANCE COMPANYLife205December$52,004$8,822
UNUM LIFE INSURANCE COMPANY OF AMERICA120December$20,112$6,834

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