Form 5500 · Employee benefit plan · BRAINERD, MN
BOARD OF TRUSTEES CHRISTIAN LABOR ASSOCIATION HEALTH & WELFARE FUND
BOARD OF TRUSTEES CHRISTIAN LABOR ASSOCIATION HEALTH & WELFARE FUND of BRAINERD, MN spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is DIGITAL INSURANCE INC.. Coverage is written through BCBSMN,INC. DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 41-1000422 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, life and stop-loss; the largest, with BCBSMN,INC. DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA, covers 26 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $152,417, with $171,908 in disclosed broker commissions — about 113% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
DIGITAL INSURANCE INC. is the broker of record on all 4 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BCBSMN, INC. DBA BLUE CROSS AND BLUE SHIELD MINNESOTA | Stop-loss | 1,588 | December | — | $163,053 |
| STANDARD INSURANCE COMPANY | Life | 408 | December | $48,302 | $7,310 |
| BCBSMN,INC. DBA BLUE CROSS AND BLUE SHIELD OF MINNESOTA | Health | 26 | December | $86,878 | $1,545 |
| BCBSMN, INC. DBA BLUE CROSS AND BLUE SHIELD MINNESOTA | — | 10 | December | $17,237 | $0 |
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