Form 5500 · Employee benefit plan · WAYNE, NJ
APPLE MONTESSORI SCHOOLS, LLC
APPLE MONTESSORI SCHOOLS, LLC of WAYNE, NJ is a 425-participant education employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HAUSER INC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-0805374 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 174 people.
Reported premium across the insured contracts is $1,331,539, with $20,075 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HAUSER INC is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision, Life, Disability | 458 | December | $72,578 | $12,528 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Dental | 127 | December | $76,030 | $7,547 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 174 | December | $1,182,931 | $0 |
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