Form 5500 · Employee benefit plan · GLEN ALLEN, VA
VIRGINIA BAPTIST HOMES, INC. D/B/A LIFESPIRE OF VIRGINIA
VIRGINIA BAPTIST HOMES, INC. D/B/A LIFESPIRE OF VIRGINIA of GLEN ALLEN, VA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is JAMES A SCOTT & SON INC. Coverage is written through QBE INSURANCE and 2 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 54-0534405 · plan 504 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life, disability and stop-loss; the largest, with QBE INSURANCE, covers 5,393 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $1,380,059, with $34,098 in disclosed broker commissions — about 2.5% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
JAMES A SCOTT & SON INC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 820 | September | $508,931 | $30,789 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 352 | September | $33,272 | $3,309 |
| QBE INSURANCE | Stop-loss | 5,393 | September | $837,856 | $0 |
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