Form 5500 · Employee benefit plan · FRANKLIN, TN
UNITED COMMUNICATIONS (UNITED TELEPHONE CO)
UNITED COMMUNICATIONS (UNITED TELEPHONE CO) of FRANKLIN, TN spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CBIZ BENEFITS & INSURANCE SERVICES. Coverage is written through BLUE CROSS BLUE SHIELD OF TENNESSEE, INC and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0448502 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF TENNESSEE, INC, covers 413 people.
Reported premium across the insured contracts is $1,855,111, with $107,786 in disclosed broker commissions — about 5.8% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CBIZ BENEFITS & INSURANCE SERVICES is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF TENNESSEE, INC, PRINCIPAL LIFE INSURANCE COMPANY and AFLAC — with BLUE CROSS BLUE SHIELD OF TENNESSEE, INC writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 564 | December | $433,065 | $55,357 |
| BLUE CROSS BLUE SHIELD OF TENNESSEE, INC | Health | 413 | December | $1,405,828 | $49,616 |
| AFLAC | — | 23 | December | $16,218 | $2,813 |
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