Form 5500 · Employee benefit plan · LAWRENCE, MA
THE GEM GROUP, INC.
THE GEM GROUP, INC. of LAWRENCE, MA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is DIGITAL INSURANCE LLC. Coverage is written through DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA and 6 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2319824 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA | Dental | 392 | September | $18,890 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 370 | December | $7,986 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 370 | September | $1,574 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 370 | September | $1,355 |
| VISION SERVICE PLAN | Vision | 158 | September | $1,165 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 370 | September | $672 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Vision | 258 | September | $0 |
Questions
Who is THE GEM GROUP, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, THE GEM GROUP, INC.'s broker of record is DIGITAL INSURANCE LLC.
What insurance carrier does THE GEM GROUP, INC. use?
THE GEM GROUP, INC.'s benefit plan is written through DENTAL SERVICE OF MASSACHUSETTS, INC. DBA DELTA DENTAL OF MA, among 7 disclosed carriers.
When does THE GEM GROUP, INC.'s group plan renew?
The most recent Schedule A policy period for THE GEM GROUP, INC. ended in September. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from THE GEM GROUP, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.