Form 5500 · Employee benefit plan · GOODLETTSVILLE, TN
SHEET METAL WORKERS LOCAL NO. 4 HEALTH AND WELFARE FUND
SHEET METAL WORKERS LOCAL NO. 4 HEALTH AND WELFARE FUND of GOODLETTSVILLE, TN insures dental, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Coverage is written through THE UNION LABOR LIFE INSURANCE and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0676288 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering dental, life and stop-loss; the largest, with THE UNION LABOR LIFE INSURANCE, covers 542 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium is $607,798; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A — the contracts may be direct-written or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL | Dental | 542 | December | $30,382 | $0 |
| THE UNION LABOR LIFE INSURANCE | Stop-loss | 542 | December | $371,802 | $0 |
| 5 STAR LIFE INSURANCE COMPANY | Life | 542 | December | $61,440 | $0 |
| LABOR FIRST LLC | — | 57 | December | $144,174 | $0 |
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