Form 5500 · Employee benefit plan · TAYLOR, PA
SCHIFFS FOOD SERVICE, INC.
SCHIFFS FOOD SERVICE, INC. of TAYLOR, PA spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is CUMMINGS INSURANCE AGENCY INC. Coverage is written through HM LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2623564 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with HM LIFE INSURANCE COMPANY, covers 68 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $328,715, with $5,593 in disclosed broker commissions — about 1.7% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CUMMINGS INSURANCE AGENCY INC is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 84 | December | $20,987 | $3,083 |
| DELTA DENTAL OF PENNSYLVANIA | Dental | 118 | December | $21,992 | $2,199 |
| VISON BENEFITS OF AMERICA | Vision | 68 | December | $4,156 | $251 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 2 | December | $2,274 | $60 |
| HM LIFE INSURANCE COMPANY | Stop-loss | 68 | December | $279,306 | $0 |
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