Form 5500 · Employee benefit plan · MUSKEGON, MI
RENK AMERICA LLC
RENK AMERICA LLC of MUSKEGON, MI spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is LIGHTHOUSE GROUP. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 86-2456482 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 617 people.
Reported premium is $765,202; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LIGHTHOUSE GROUP is the broker of record on 2 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and VISION SERVICE PLAN — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| VISION SERVICE PLAN | Vision | 518 | December | $100,758 | $0 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 617 | December | $552,313 | $0 |
| UNUM INSURANCE COMPANY | — | 198 | December | $112,131 | $0 |
More employer plans in Michigan — largest plans, brokers, carriers and renewal months.