Form 5500 · Employee benefit plan · RAPID CITY, SD
RAPID FIRE PROTECTION, INC
RAPID FIRE PROTECTION, INC of RAPID CITY, SD insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is THE MELTZER GROUP, INC.. Coverage is written through WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0428403 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, covers 320 people.
Reported premium across the insured contracts is $2,784,164, with $11,206 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
THE MELTZER GROUP, INC. is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing — WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, DELTA DENTAL OF SOUTH DAKOTA, FIDELITY SECURITY LIFE INSURANCE COMPANY (AVESIS ESSENTIAL BENEFITS) and UNUM LIFE INSURANCE COMPANY OF AMERICA — with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| FIDELITY SECURITY LIFE INSURANCE COMPANY (AVESIS ESSENTIAL BENEFITS) | Vision | 459 | December | $38,353 | $3,992 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 74 | December | $20,951 | $3,450 |
| DELTA DENTAL OF SOUTH DAKOTA | Dental | 542 | December | $198,126 | $2,781 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life | 350 | December | $8,970 | $983 |
| WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | Health | 320 | December | $2,517,764 | $0 |
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