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Form 5500 · Employee benefit plan · RAPID CITY, SD

RAPID FIRE PROTECTION, INC

RAPID FIRE PROTECTION, INC of RAPID CITY, SD insures health, dental, vision and life coverage for its employees, per Schedule A of its Form 5500. Its broker of record is THE MELTZER GROUP, INC.. Coverage is written through WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0428403 · plan 502 · as of Aug 2026

Participants
342
Carriers on file
5
Disclosed commissions
$11,206
Renewal month
December

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision and life; the largest, with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, covers 320 people.

Reported premium across the insured contracts is $2,784,164, with $11,206 in disclosed broker commissions — about 0.4% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

THE MELTZER GROUP, INC. is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.

4 carriers appear on the filing — WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA, DELTA DENTAL OF SOUTH DAKOTA, FIDELITY SECURITY LIFE INSURANCE COMPANY (AVESIS ESSENTIAL BENEFITS) and UNUM LIFE INSURANCE COMPANY OF AMERICA — with WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
FIDELITY SECURITY LIFE INSURANCE COMPANY (AVESIS ESSENTIAL BENEFITS)Vision459December$38,353$3,992
UNUM LIFE INSURANCE COMPANY OF AMERICA74December$20,951$3,450
DELTA DENTAL OF SOUTH DAKOTADental542December$198,126$2,781
UNUM LIFE INSURANCE COMPANY OF AMERICALife350December$8,970$983
WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTAHealth320December$2,517,764$0

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