Form 5500 · Employee benefit plan · NASHVILLE, TN
RAGAN-SMITH-ASSOCIATES, INC
RAGAN-SMITH-ASSOCIATES, INC of NASHVILLE, TN spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ASSUREDPARTNERS NL, LLC. Coverage is written through SYMETRA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0730065 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering dental, vision, life and disability; the largest, with SYMETRA LIFE INSURANCE COMPANY, covers 205 people.
Reported premium across the insured contracts is $234,229, with $29,315 in disclosed broker commissions — about 13% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ASSUREDPARTNERS NL, LLC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — SYMETRA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and UNUM LIFE INSURANCE COMPANY OF AMERICA — with SYMETRA LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| SYMETRA LIFE INSURANCE COMPANY | Life, Disability | 205 | December | $132,204 | $18,190 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Dental, Vision | 155 | December | $85,343 | $8,408 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 158 | December | $16,682 | $2,717 |
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