Form 5500 · Employee benefit plan · WATERLOO, IA
PROFESSIONAL OFFICE SERVICES INC EMPLOYEE BENEFIT PLAN
PROFESSIONAL OFFICE SERVICES INC EMPLOYEE BENEFIT PLAN of WATERLOO, IA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is BROKERAGE SOLUTIONS INC.. Coverage is written through WELLMARK BLUE CROSS BLUE SHIELD OF IOWA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 42-0956287 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with WELLMARK BLUE CROSS BLUE SHIELD OF IOWA, covers 180 people.
The medical plan carries stop-loss coverage, which usually signals a self-funded health plan with insured protection against large claims.
Reported premium across the insured contracts is $2,340,669, with $8,401 in disclosed broker commissions — about 0.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROKERAGE SOLUTIONS INC. is the broker of record on 1 of the 4 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Life, Disability | 230 | December | $157,794 | $8,401 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Dental | 301 | December | $103,423 | $0 |
| VISION CARE | Vision | 120 | December | $21,362 | $0 |
| WELLMARK BLUE CROSS BLUE SHIELD OF IOWA | Health, Stop-loss | 180 | December | $2,058,090 | $0 |
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