Form 5500 · Employee benefit plan · AUBURN HILLS, MI
OXFORD BANK
Public Form 5500 records show how OXFORD BANK of AUBURN HILLS, MI, a finance and insurance employer, structures its employee benefits. Its broker of record is MICHIGAN PLANNERS INC. Coverage is written through ALLIANCE HEALTH AND LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0901520 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with ALLIANCE HEALTH AND LIFE INSURANCE COMPANY, covers 915 people.
Reported premium across the insured contracts is $1,422,837, with $91,792 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
MICHIGAN PLANNERS INC is the broker of record on 3 of the 8 contracts; the rest name a different broker or none.
5 carriers appear on the filing — ALLIANCE HEALTH AND LIFE INSURANCE COMPANY, HEALTH ALLIANCE PLAN, DELTA DENTAL OF MICHIGAN and UNITED OF OMAHA LIFE INSURANCE COMPANY among them — with ALLIANCE HEALTH AND LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ALLIANCE HEALTH AND LIFE INSURANCE COMPANY | Health | 915 | September | $736,799 | $38,631 |
| HEALTH ALLIANCE PLAN | Health | 95 | September | $444,702 | $25,570 |
| DELTA DENTAL OF MICHIGAN | Dental | 195 | September | $101,816 | $9,992 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 138 | September | $44,532 | $6,680 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 138 | September | $35,800 | $3,326 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 138 | September | $32,720 | $3,272 |
| VISION SERVICE PLAN | Vision | 100 | September | $13,677 | $2,402 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 41 | September | $12,791 | $1,919 |
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