Form 5500 · Employee benefit plan · HUNTSVILLE, AL
ORAL ARTS LABORATORY, INC.
ORAL ARTS LABORATORY, INC. of HUNTSVILLE, AL is a 358-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is COBBS, ALLEN & HALL, INC.. Coverage is written through THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0590100 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering dental, vision, life and disability; the largest, with THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, covers 375 people.
Reported premium across the insured contracts is $343,750, with $47,758 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
COBBS, ALLEN & HALL, INC. is the broker of record on all 2 contracts.
Two carriers split the book: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and AMERITAS LIFE INSURANCE CORP..
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision | 697 | December | $168,886 | $25,333 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life, Disability | 375 | December | $174,864 | $22,425 |
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