Form 5500 · Employee benefit plan · NORTHUMBERLAND, PA
KEYSTONE INSURERS GROUP, INC.
Public Form 5500 records show how KEYSTONE INSURERS GROUP, INC. of NORTHUMBERLAND, PA, a finance and insurance employer, structures its employee benefits. Its broker of record is KEYSTONE INSURERS GROUP, INC.. Coverage is written through CAPITAL ADVANTAGE ASSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2263940 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 9 insured contracts covering health, life and disability; the largest, with CAPITAL ADVANTAGE ASSURANCE COMPANY, covers 307 people.
Reported premium across the insured contracts is $5,271,866, with $390,569 in disclosed broker commissions — about 7.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
KEYSTONE INSURERS GROUP, INC. is the broker of record on 5 of the 9 contracts; the rest name a different broker or none.
5 carriers appear on the filing — CAPITAL ADVANTAGE ASSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY and FRESHBENIES among them — with CAPITAL ADVANTAGE ASSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 1,459 | December | $563,793 | $140,948 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 1,274 | December | $723,651 | $123,021 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 689 | December | $349,723 | $69,945 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | 562 | December | $179,158 | $26,874 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 144 | December | $79,728 | $20,055 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 413 | December | $41,179 | $9,513 |
| FRESHBENIES | — | 179 | December | $15,950 | $213 |
| EMPLOYEE NETWORK, INC. | — | 57 | December | $1,829 | $0 |
| CAPITAL ADVANTAGE ASSURANCE COMPANY | Health | 307 | December | $3,316,855 | $0 |
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