Form 5500 · Employee benefit plan · GRAY, TN
FRONTIER HEALTH
FRONTIER HEALTH of GRAY, TN is a 1,012-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0582605 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 2,972 people.
Reported premium across the insured contracts is $741,141, with $83,516 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on 5 of the 6 contracts; the rest name a different broker or none.
4 carriers appear on the filing — METROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN and UNUM INSURANCE COMPANY — with METROPOLITAN LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 2,972 | December | $361,461 | $41,277 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 231 | December | $147,401 | $14,740 |
| VISION SERVICE PLAN | Vision | 777 | December | $122,951 | $13,317 |
| UNUM INSURANCE COMPANY | — | 78 | December | $35,467 | $5,319 |
| UNUM INSURANCE COMPANY | — | 176 | December | $42,391 | $5,080 |
| UNUM INSURANCE COMPANY | — | 213 | December | $31,470 | $3,783 |
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