Form 5500 · Employee benefit plan · WHITE PLAINS, NY
FOUR M COMMERCIAL OPERATIONS LLC
FOUR M COMMERCIAL OPERATIONS LLC of WHITE PLAINS, NY is a 362-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is STALWART INSURANCE LLC. Coverage is written through HIGHMARK DELAWARE and 1 other carrier. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-5002024 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with HIGHMARK DELAWARE, covers 281 people.
Reported premium across the insured contracts is $3,499,599, with $185,468 in disclosed broker commissions — about 5.3% of premium.
The most recent policy period ended in April, and the plan year ends April 30. Group contracts typically renew on that annual cycle.
STALWART INSURANCE LLC is the broker of record on all 2 contracts.
Two carriers split the book: HIGHMARK DELAWARE and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK DELAWARE | Health, Dental, Vision | 281 | April | $3,177,954 | $145,790 |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 331 | April | $321,645 | $39,678 |
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