Form 5500 · Employee benefit plan · MAYFIELD, KY
FNB BANK, INC.
Public Form 5500 records show how FNB BANK, INC. of MAYFIELD, KY, a finance and insurance employer, structures its employee benefits. Its broker of record is HIGGINS INSURANCE INC.. Coverage is written through ANTHEM HEALTH PLANS OF KY, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 61-0273337 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with ANTHEM HEALTH PLANS OF KY, INC., covers 107 people.
Reported premium across the insured contracts is $879,367, with $39,989 in disclosed broker commissions — about 4.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HIGGINS INSURANCE INC. is the broker of record on all 3 contracts.
3 carriers appear on the filing — ANTHEM HEALTH PLANS OF KY, INC., AMERICAN UNITED LIFE INSURANCE COMPANY and COLONIAL LIFE & ACCIDENT INSURANCE COMPANY — with ANTHEM HEALTH PLANS OF KY, INC. writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| ANTHEM HEALTH PLANS OF KY, INC. | Health, Dental, Vision | 107 | December | $790,998 | $24,584 |
| AMERICAN UNITED LIFE INSURANCE COMPANY | Life, Disability | 115 | December | $69,158 | $10,374 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 26 | December | $19,211 | $5,031 |
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