Form 5500 · Employee benefit plan · BRYN MAWR, PA
ESSENTIAL UTILITIES, INC.
Public Form 5500 records show how ESSENTIAL UTILITIES, INC. of BRYN MAWR, PA, a utilities employer, structures its employee benefits. Its broker of record is CAPITAL MANAGEMENT ENTERPRISES INC. Coverage is written through DELTA DENTAL OF PENNSYLVANIA and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1702594 · plan 502 · as of Aug 2026
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF PENNSYLVANIA, covers 5,135 people.
Reported premium across the insured contracts is $6,512,141, with $403,167 in disclosed broker commissions — about 6.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
CAPITAL MANAGEMENT ENTERPRISES INC is the broker of record on 2 of the 11 contracts; the rest name a different broker or none.
7 carriers appear on the filing — DELTA DENTAL OF PENNSYLVANIA, LIFE INSURANCE COMPANY OF NORTH AMERICA, METROPOLITAN LIFE INSURANCE COMPANY and VISION SERVICE PLAN among them — with DELTA DENTAL OF PENNSYLVANIA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| DELTA DENTAL OF PENNSYLVANIA | Dental | 5,135 | December | $1,966,013 | $98,301 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 2,324 | December | $1,190,277 | $89,271 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 3,905 | December | $1,064,142 | $79,811 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 2,902 | December | $721,705 | $54,128 |
| RELIASTAR LIFE INSURANCE COMPANY | Health | 1,359 | December | $269,861 | $45,427 |
| VISION SERVICE PLAN | Vision | 2,329 | December | $393,427 | $9,778 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 2,324 | December | $131,252 | $9,735 |
| PRE-PAID LEGAL SERVICES, INC. DBA LEGAL SHIELD | — | 254 | December | $47,940 | $8,997 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 3,905 | December | $101,795 | $7,635 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Health | 2 | December | $841 | $84 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 1,811 | December | $624,888 | $0 |
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