Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
EMERGENCY CARE SPECIALISTS, P.C.
EMERGENCY CARE SPECIALISTS, P.C. of GRAND RAPIDS, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is SYMPL BENEFITS INSURANCE AGENCY. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2522953 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering vision, life and disability; the largest, with UNUM LIFE INSURANCE COMPANY OF AMERICA, covers 442 people.
Reported premium across the insured contracts is $667,620, with $22,370 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SYMPL BENEFITS INSURANCE AGENCY is the broker of record on 4 of the 7 contracts; the rest name a different broker or none.
4 carriers appear on the filing — UNUM LIFE INSURANCE COMPANY OF AMERICA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., UNUM INSURANCE COMPANY and ALLONEHEALTH — with UNUM LIFE INSURANCE COMPANY OF AMERICA writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 442 | December | $557,543 | $15,464 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 602 | December | $39,952 | $3,940 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | — | 152 | December | $7,553 | $1,511 |
| UNUM INSURANCE COMPANY | — | 61 | December | $22,630 | $1,013 |
| UNUM INSURANCE COMPANY | — | 73 | December | $20,294 | $306 |
| UNUM INSURANCE COMPANY | — | 47 | December | $11,960 | $136 |
| ALLONEHEALTH | — | 335 | December | $7,688 | $0 |
More employer plans in Michigan — largest plans, brokers, carriers and renewal months.