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Form 5500 · Employee benefit plan · TROY, MI

DUCKER RESEARCH, NA LLC

DUCKER RESEARCH, NA LLC of TROY, MI insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is KENNETH HUBER. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 3 other carriers. The plan's most recent policy period ended in October.

Benefits broker of record
Plan renews
October

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5456014 · plan 501 · as of Aug 2026

Participants
147
Carriers on file
8
Disclosed commissions
$46,486
Renewal month
October

Plan brief

Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 205 people.

Reported premium across the insured contracts is $1,108,426, with $46,486 in disclosed broker commissions — about 4.2% of premium.

The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.

KENNETH HUBER is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.

4 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, FIDELITY SECURITY LIFE INSURANCE COMPANY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA — with BLUE CROSS BLUE SHIELD OF MICHIGAN writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS BLUE SHIELD OF MICHIGANHealth205October$956,329$26,377
UNITED OF OMAHA LIFE INSURANCE COMPANY112October$40,081$6,768
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability112October$39,845$5,977
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICADental93October$9,513$2,705
UNITED OF OMAHA LIFE INSURANCE COMPANYLife112October$9,511$1,426
FIDELITY SECURITY LIFE INSURANCE COMPANYVision169October$13,296$1,348
UNITED OF OMAHA LIFE INSURANCE COMPANYLife28October$8,791$1,319
UNITED OF OMAHA LIFE INSURANCE COMPANY35October$31,060$566

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