Form 5500 · Employee benefit plan · TROY, MI
DUCKER RESEARCH, NA LLC
DUCKER RESEARCH, NA LLC of TROY, MI insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is KENNETH HUBER. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 3 other carriers. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5456014 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 205 people.
Reported premium across the insured contracts is $1,108,426, with $46,486 in disclosed broker commissions — about 4.2% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
KENNETH HUBER is the broker of record on 1 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing — BLUE CROSS BLUE SHIELD OF MICHIGAN, UNITED OF OMAHA LIFE INSURANCE COMPANY, FIDELITY SECURITY LIFE INSURANCE COMPANY and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA — with BLUE CROSS BLUE SHIELD OF MICHIGAN writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 205 | October | $956,329 | $26,377 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 112 | October | $40,081 | $6,768 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 112 | October | $39,845 | $5,977 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 93 | October | $9,513 | $2,705 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 112 | October | $9,511 | $1,426 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 169 | October | $13,296 | $1,348 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 28 | October | $8,791 | $1,319 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 35 | October | $31,060 | $566 |
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