Form 5500 · Employee benefit plan · WATERTOWN, SD
BROWN CLINIC PLLP
BROWN CLINIC PLLP of WATERTOWN, SD spreads its employee benefits across 4 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is TODD FREIMARK. Coverage is written through AVERA HEALTH PLANS, INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-0461752 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 7 insured contracts covering health, dental, vision, life and disability; the largest, with AVERA HEALTH PLANS, INC., covers 135 people.
Reported premium across the insured contracts is $966,249, with $32,779 in disclosed broker commissions — about 3.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
TODD FREIMARK is the broker of record on 2 of the 7 contracts; the rest name a different broker or none.
4 carriers appear on the filing — AVERA HEALTH PLANS, INC., DELTA DENTAL OF SOUTH DAKOTA, LIFE INSURANCE COMPANY OF NORTH AMERICA and METROPOLITAN LIFE INSURANCE COMPANY — with AVERA HEALTH PLANS, INC. writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AVERA HEALTH PLANS, INC. | Health | 135 | December | $746,145 | $18,486 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 104 | December | $53,711 | $5,371 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 116 | December | $34,552 | $3,455 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 116 | December | $18,367 | $1,837 |
| DELTA DENTAL OF SOUTH DAKOTA | Dental | 195 | December | $100,335 | $1,795 |
| METROPOLITAN LIFE INSURANCE COMPANY | Vision | 129 | December | $9,828 | $1,504 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 116 | December | $3,311 | $331 |
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