Form 5500 · Employee benefit plan · ST. LOUIS, MO
4M BUILDING SOLUTIONS, LLC
Public Form 5500 records show how 4M BUILDING SOLUTIONS, LLC of ST. LOUIS, MO, a administrative and support services employer, structures its employee benefits. Its broker of record is VARIOUS AGENTS- SEE ATTACHMENT. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1147598 · plan 503 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering dental and vision; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, covers 475 people.
Reported premium across the insured contracts is $368,751, with $24,002 in disclosed broker commissions — about 6.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
VARIOUS AGENTS- SEE ATTACHMENT is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
3 carriers appear on the filing — CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, CONTINENTAL AMERICAN INSURANCE COMPANY and EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. — with CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CONTINENTAL AMERICAN INSURANCE COMPANY | — | 440 | December | $157,422 | $20,745 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | Vision | 639 | December | $41,545 | $3,257 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | Dental | 475 | December | $169,784 | $0 |
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