Form 5500 · Employee benefit plan · HOUSTON, TX
VISIBLE CHANGES, INC
Public Form 5500 records show how VISIBLE CHANGES, INC (HOUSTON, TX) structures its employee benefits. Its broker of record is DIGITAL INSURANCE LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-1940259 · plan 502 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 193 | December | $84,652 |
| HUMANA INSURANCE COMPANY | Dental, Vision | 307 | December | $17,946 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 93 | December | $13,860 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 138 | December | $12,641 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 107 | December | $7,944 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 121 | December | $3,283 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 209 | December | $2,553 |
| TELADOC HEALTH, INC. | — | 220 | December | $2,082 |
| HUMANA-DENTICARE, INC | Dental | 29 | December | $1,581 |
Questions
Who is VISIBLE CHANGES, INC's benefits broker?
Per its most recent Form 5500 Schedule A, VISIBLE CHANGES, INC's broker of record is DIGITAL INSURANCE LLC.
What insurance carrier does VISIBLE CHANGES, INC use?
VISIBLE CHANGES, INC's benefit plan is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY, among 9 disclosed carriers.
When does VISIBLE CHANGES, INC's group plan renew?
The most recent Schedule A policy period for VISIBLE CHANGES, INC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from VISIBLE CHANGES, INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.