Form 5500 · Employee benefit plan · LANCASTER, NY
UPSTATE NIAGARA COOPERATIVE INC.
UPSTATE NIAGARA COOPERATIVE INC.'s employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is GALLAGHER BENEFIT SERVICES. Coverage is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-0845625 · plan 527 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | Health | 3,254 | December | $136,421 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 1,610 | December | $79,232 |
| EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS. CO. OF NY | Vision | 1,394 | December | $7,854 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NY | — | 740 | April | $0 |
| ESI EMPLOYEE ASSISTANCE GROUP | — | 1,826 | August | $0 |
| CURALINC, LLC | — | 1,800 | December | $0 |
Questions
Who is UPSTATE NIAGARA COOPERATIVE INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, UPSTATE NIAGARA COOPERATIVE INC.'s broker of record is GALLAGHER BENEFIT SERVICES.
What insurance carrier does UPSTATE NIAGARA COOPERATIVE INC. use?
UPSTATE NIAGARA COOPERATIVE INC.'s benefit plan is written through HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC., among 6 disclosed carriers.
When does UPSTATE NIAGARA COOPERATIVE INC.'s group plan renew?
The most recent Schedule A policy period for UPSTATE NIAGARA COOPERATIVE INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from UPSTATE NIAGARA COOPERATIVE INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.