Form 5500 · Employee benefit plan · PHILADELPHIA, PA
UNITED REFRIGERATION, INC.
UNITED REFRIGERATION, INC.'s employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is AP BENEFIT ADVISORS LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-1307731 · plan 501 · as of Aug 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 3,547 | December | $1,904,900 | $103,160 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 970 | December | $254,832 | $96,087 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental | 2,238 | December | $1,316,829 | $79,010 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 1,347 | December | $165,173 | $62,458 |
| METROPOLITAN LIFE INSURANCE COMPANY | Health | 816 | December | $161,341 | $60,881 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 392 | December | $60,555 | $24,978 |
| METLIFE LEGAL PLANS | — | 103 | December | $20,934 | $3,605 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life | 8 | December | $1,539 | $316 |
| VISION BENEFITS OF AMERICA | Vision | 1,973 | December | $156,174 | $0 |
Questions
Who is UNITED REFRIGERATION, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, UNITED REFRIGERATION, INC.'s broker of record is AP BENEFIT ADVISORS LLC.
What insurance carrier does UNITED REFRIGERATION, INC. use?
UNITED REFRIGERATION, INC.'s benefit plan is written through METROPOLITAN LIFE INSURANCE COMPANY, among 9 disclosed carriers.
When does UNITED REFRIGERATION, INC.'s group plan renew?
The most recent Schedule A policy period for UNITED REFRIGERATION, INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from UNITED REFRIGERATION, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.