Form 5500 · Employee benefit plan · OCEANSIDE, CA
FRONTWAVE CREDIT UNION
Public Form 5500 records show how FRONTWAVE CREDIT UNION (OCEANSIDE, CA) structures its employee benefits. Its broker of record is HUB INTERNATIONAL INS SVCS INC.. Coverage is written through KAISER FOUNDATION HEALTH PLAN INC. and 11 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 95-1820763 · plan 504 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 216 | December | $96,076 |
| SHARP HEALTH PLAN | Health, Vision | 102 | December | $33,880 |
| DELTA DENTAL OF CALIFORNIA | Dental | 312 | December | $19,967 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 752 | December | $8,618 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 236 | December | $4,530 |
| COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | 22 | December | $3,478 |
| DELTA DENTAL OF CALIFORNIA | Dental | 104 | December | $2,120 |
| VISION SERVICE PLAN | Vision | 189 | December | $1,594 |
| AFLAC | — | 17 | December | $1,427 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 236 | December | $1,051 |
| EMPATHIA PACIFIC, INC. | — | 240 | December | $492 |
| ZURICH AMERICAN INSURANCE COMPANY | — | 14 | December | $370 |
Questions
Who is FRONTWAVE CREDIT UNION's benefits broker?
Per its most recent Form 5500 Schedule A, FRONTWAVE CREDIT UNION's broker of record is HUB INTERNATIONAL INS SVCS INC..
What insurance carrier does FRONTWAVE CREDIT UNION use?
FRONTWAVE CREDIT UNION's benefit plan is written through KAISER FOUNDATION HEALTH PLAN INC., among 12 disclosed carriers.
When does FRONTWAVE CREDIT UNION's group plan renew?
The most recent Schedule A policy period for FRONTWAVE CREDIT UNION ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from FRONTWAVE CREDIT UNION's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.