Form 5500 · Employee benefit plan · SARATOGA SPRINGS, NY
F.W. OF SARATOGA, INC.
F.W. OF SARATOGA, INC. of SARATOGA SPRINGS, NY files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSHALL&STERLING EMPLOYEE BENEFITS. Coverage is written through CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-3290293 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC. | Health | 174 | December | $91,307 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life, Disability | 241 | December | $5,184 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 9 | December | $1,093 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 15 | December | $900 |
Questions
Who is F.W. OF SARATOGA, INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, F.W. OF SARATOGA, INC.'s broker of record is MARSHALL&STERLING EMPLOYEE BENEFITS.
What insurance carrier does F.W. OF SARATOGA, INC. use?
F.W. OF SARATOGA, INC.'s benefit plan is written through CAPITAL DISTRICT PHYSICIAN'S HEALTH PLAN INC., among 4 disclosed carriers.
When does F.W. OF SARATOGA, INC.'s group plan renew?
The most recent Schedule A policy period for F.W. OF SARATOGA, INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from F.W. OF SARATOGA, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.