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Form 5500 · Employee benefit plan · CLIFTON, NJ

SPRUCE TECHNOLOGY, INC.

Public Form 5500 records show how SPRUCE TECHNOLOGY, INC. (CLIFTON, NJ) structures its employee benefits. Its broker of record is CENTERSTONE INS & FNCL. SVCS. Coverage is written through HORIZON HEALTHCARE SERVICES, INC. and 2 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Plan renews
June

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-5656502 · plan 501 · as of Jul 2026

Participants
196
Carriers on file
3
Disclosed commissions
$106,630
Renewal month
June

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
HORIZON HEALTHCARE SERVICES, INC.Health111June$96,876
CIGNA HEALTH AND LIFE INSURANCE COMPANYDental, Vision206June$7,629
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife170June$2,125

Questions

Who is SPRUCE TECHNOLOGY, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, SPRUCE TECHNOLOGY, INC.'s broker of record is CENTERSTONE INS & FNCL. SVCS.

What insurance carrier does SPRUCE TECHNOLOGY, INC. use?

SPRUCE TECHNOLOGY, INC.'s benefit plan is written through HORIZON HEALTHCARE SERVICES, INC., among 3 disclosed carriers.

When does SPRUCE TECHNOLOGY, INC.'s group plan renew?

The most recent Schedule A policy period for SPRUCE TECHNOLOGY, INC. ended in June. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from SPRUCE TECHNOLOGY, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.