Form 5500 · Employee benefit plan · RIVER VALE, NJ
SPECTRUM FOR LIVING DEVELOPMENT, INC
SPECTRUM FOR LIVING DEVELOPMENT, INC of RIVER VALE, NJ files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is BCG EMPLOYEE BENEFITS. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 22-2706159 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 472 | December | $99,151 |
| UNUM LIFE INSURANCE OF AMERICA | Life, Disability | 523 | January | $7,364 |
| DELTA DENTAL OF NEW JERSEY, INC. | Dental | 443 | December | $5,400 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 493 | December | $2,503 |
| UNUM LIFE INSURANCE OF AMERICA | — | 41 | December | $2,222 |
| AFLAC | — | 9 | December | $730 |
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | 13 | December | $367 |
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | 11 | December | $221 |
| PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | 20 | December | $109 |
Questions
Who is SPECTRUM FOR LIVING DEVELOPMENT, INC's benefits broker?
Per its most recent Form 5500 Schedule A, SPECTRUM FOR LIVING DEVELOPMENT, INC's broker of record is BCG EMPLOYEE BENEFITS.
What insurance carrier does SPECTRUM FOR LIVING DEVELOPMENT, INC use?
SPECTRUM FOR LIVING DEVELOPMENT, INC's benefit plan is written through UNITEDHEALTHCARE INSURANCE COMPANY, among 9 disclosed carriers.
When does SPECTRUM FOR LIVING DEVELOPMENT, INC's group plan renew?
The most recent Schedule A policy period for SPECTRUM FOR LIVING DEVELOPMENT, INC ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from SPECTRUM FOR LIVING DEVELOPMENT, INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.