Form 5500 · Employee benefit plan · MIAMI, FL
EDUCATIONAL FEDERAL CREDIT UNION
EDUCATIONAL FEDERAL CREDIT UNION's employee benefit plan is documented in its annual Form 5500 filing with the Department of Labor. Its broker of record is DIGITAL INSURANCE LLC. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 59-0630270 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 293 | May | $33,327 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 414 | December | $19,416 |
| AMERICAN PUBLIC LIFE INSURANCE COMPANY | — | 130 | December | $10,908 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Dental | 218 | May | $7,198 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Vision | 191 | May | $1,187 |
Questions
Who is EDUCATIONAL FEDERAL CREDIT UNION's benefits broker?
Per its most recent Form 5500 Schedule A, EDUCATIONAL FEDERAL CREDIT UNION's broker of record is DIGITAL INSURANCE LLC.
What insurance carrier does EDUCATIONAL FEDERAL CREDIT UNION use?
EDUCATIONAL FEDERAL CREDIT UNION's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 5 disclosed carriers.
When does EDUCATIONAL FEDERAL CREDIT UNION's group plan renew?
The most recent Schedule A policy period for EDUCATIONAL FEDERAL CREDIT UNION ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from EDUCATIONAL FEDERAL CREDIT UNION's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.