Form 5500 · Employee benefit plan · NAPERVILLE, IL
CULTIVATE ADMINISTRATIVE SERVICES
CULTIVATE ADMINISTRATIVE SERVICES of NAPERVILLE, IL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 85-3950335 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 917 | December | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 737 | December | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | — | 582 | December | $0 |
Questions
Who is CULTIVATE ADMINISTRATIVE SERVICES's benefits broker?
Per its most recent Form 5500 Schedule A, CULTIVATE ADMINISTRATIVE SERVICES's broker of record is MARSH & MCLENNAN AGENCY LLC.
What insurance carrier does CULTIVATE ADMINISTRATIVE SERVICES use?
CULTIVATE ADMINISTRATIVE SERVICES's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 3 disclosed carriers.
When does CULTIVATE ADMINISTRATIVE SERVICES's group plan renew?
The most recent Schedule A policy period for CULTIVATE ADMINISTRATIVE SERVICES ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from CULTIVATE ADMINISTRATIVE SERVICES's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.