Form 5500 · Employee benefit plan · PARAMUS, NJ
CREATIVE MANAGEMENT SERVICES, LLC
Public Form 5500 records show how CREATIVE MANAGEMENT SERVICES, LLC (PARAMUS, NJ) structures its employee benefits. Its broker of record is RISK PLACEMENT SERVICES INC. Coverage is written through GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in June.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 43-1854837 · plan 503 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 341 | December | $68,631 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 269 | June | $0 |
Questions
Who is CREATIVE MANAGEMENT SERVICES, LLC's benefits broker?
Per its most recent Form 5500 Schedule A, CREATIVE MANAGEMENT SERVICES, LLC's broker of record is RISK PLACEMENT SERVICES INC.
What insurance carrier does CREATIVE MANAGEMENT SERVICES, LLC use?
CREATIVE MANAGEMENT SERVICES, LLC's benefit plan is written through GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 2 disclosed carriers.
When does CREATIVE MANAGEMENT SERVICES, LLC's group plan renew?
The most recent Schedule A policy period for CREATIVE MANAGEMENT SERVICES, LLC ended in June. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from CREATIVE MANAGEMENT SERVICES, LLC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.