Form 5500 · Employee benefit plan · SAULT SAINTE MARIE, MI
CLOVERLAND ELECTRIC COOPERATIVE
Public Form 5500 records show how CLOVERLAND ELECTRIC COOPERATIVE (SAULT SAINTE MARIE, MI) structures its employee benefits. Its broker of record is CARL R MESSING. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0429495 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 362 | December | $58,318 |
| AMFIRST | Health | 70 | December | $32,621 |
| EYEMED VISION CARE | Vision | 366 | December | $1,640 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 327 | December | $0 |
Questions
Who is CLOVERLAND ELECTRIC COOPERATIVE's benefits broker?
Per its most recent Form 5500 Schedule A, CLOVERLAND ELECTRIC COOPERATIVE's broker of record is CARL R MESSING.
What insurance carrier does CLOVERLAND ELECTRIC COOPERATIVE use?
CLOVERLAND ELECTRIC COOPERATIVE's benefit plan is written through BLUE CROSS BLUE SHIELD OF MICHIGAN, among 4 disclosed carriers.
When does CLOVERLAND ELECTRIC COOPERATIVE's group plan renew?
The most recent Schedule A policy period for CLOVERLAND ELECTRIC COOPERATIVE ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from CLOVERLAND ELECTRIC COOPERATIVE's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.