Form 5500 · Employee benefit plan · CUPERTINO, CA
APPLE INC.
Public Form 5500 records show how APPLE INC. (CUPERTINO, CA) structures its employee benefits. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through LINCOLN NATIONAL LIFE INSURANCE COMPANY and 15 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-2404110 · plan 510 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 89,138 | December | $543,407 |
| AETNA LIFE INSURANCE CO. | Health | 62 | December | $0 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 106,684 | December | $0 |
| COMPSYCH CORPORATION | — | 102,991 | June | $0 |
| ACE AMERICAN INSURANCE COMPANY | — | 106,684 | December | $0 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health | 357 | December | $0 |
| KAISER FOUNDATION HEALTH PLAN INC. | Health | 22,463 | December | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | — | 100,439 | December | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 100,460 | December | $0 |
| CVS PHARMACY, INC. | — | 12 | December | $0 |
| CVS PHARMACY, INC. | — | 4 | December | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | — | 35,114 | December | $0 |
| MINNESOTA LIFE INSURANCE COMPANY | Life | 85,565 | December | $0 |
| LYRA HEALTH, INC. | — | 106,314 | December | $0 |
| AETNA LIFE INSURANCE CO. | Health, Dental | 353 | December | $0 |
| LYRA CLINICAL ASSOCIATES P.C. | — | 106,314 | December | $0 |
Questions
Who is APPLE INC.'s benefits broker?
Per its most recent Form 5500 Schedule A, APPLE INC.'s broker of record is MERCER HEALTH AND BENEFITS, LLC.
What insurance carrier does APPLE INC. use?
APPLE INC.'s benefit plan is written through LINCOLN NATIONAL LIFE INSURANCE COMPANY, among 16 disclosed carriers.
When does APPLE INC.'s group plan renew?
The most recent Schedule A policy period for APPLE INC. ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from APPLE INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.