Form 5500 · Employee benefit plan · WILLOUGHBY, OH
TOM RICHARDS INC
TOM RICHARDS INC of WILLOUGHBY, OH files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is JAMES B. OSWALD COMPANY. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 34-1257334 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 234 | November | $17,415 |
| RECURO HEALTH | — | 330 | November | $0 |
Questions
Who is TOM RICHARDS INC's benefits broker?
Per its most recent Form 5500 Schedule A, TOM RICHARDS INC's broker of record is JAMES B. OSWALD COMPANY.
What insurance carrier does TOM RICHARDS INC use?
TOM RICHARDS INC's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 2 disclosed carriers.
When does TOM RICHARDS INC's group plan renew?
The most recent Schedule A policy period for TOM RICHARDS INC ended in November. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from TOM RICHARDS INC's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.