Form 5500 · Employee benefit plan · SOUTHFIELD, MI
STERLING BANK & TRUST
Public Form 5500 records show how STERLING BANK & TRUST (SOUTHFIELD, MI) structures its employee benefits. Its broker of record is KAPNICK & COMPANY, INC.. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2524834 · plan 501 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 400 | December | $61,093 |
| KAISER FOUNDATION HEALTH PLAN INC | Health, Life | 75 | December | $31,334 |
| KAISER FOUNDATION HEALTH PLAN INC | Health | 28 | December | $11,399 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 86 | December | $6,273 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 75 | December | $5,862 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 11 | December | $3,491 |
| PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | — | 31 | December | $1,181 |
| UNITED HEALTHCARE INSURANCE COMPANY | Health | 230 | December | $0 |
| ULLIANCE, INC | — | 244 | December | $0 |
Questions
Who is STERLING BANK & TRUST's benefits broker?
Per its most recent Form 5500 Schedule A, STERLING BANK & TRUST's broker of record is KAPNICK & COMPANY, INC..
What insurance carrier does STERLING BANK & TRUST use?
STERLING BANK & TRUST's benefit plan is written through METROPOLITAN LIFE INSURANCE COMPANY, among 9 disclosed carriers.
When does STERLING BANK & TRUST's group plan renew?
The most recent Schedule A policy period for STERLING BANK & TRUST ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from STERLING BANK & TRUST's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.