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Form 5500 · Employee benefit plan · COLDWATER, MI

SOUTHERN MICHIGAN BANK AND TRUST

SOUTHERN MICHIGAN BANK AND TRUST of COLDWATER, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WALTON AGENCY INC. Coverage is written through UNITED OF OMAHA LIFE INSURANCE COMPANY and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1053740 · plan 501 · as of Jul 2026

Participants
231
Carriers on file
3
Disclosed commissions
$26,147
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
UNITED OF OMAHA LIFE INSURANCE COMPANYLife, Disability234December$14,260
DELTA DENTAL OF MICHIGANDental434December$7,764
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision389December$4,123

Questions

Who is SOUTHERN MICHIGAN BANK AND TRUST's benefits broker?

Per its most recent Form 5500 Schedule A, SOUTHERN MICHIGAN BANK AND TRUST's broker of record is WALTON AGENCY INC.

What insurance carrier does SOUTHERN MICHIGAN BANK AND TRUST use?

SOUTHERN MICHIGAN BANK AND TRUST's benefit plan is written through UNITED OF OMAHA LIFE INSURANCE COMPANY, among 3 disclosed carriers.

When does SOUTHERN MICHIGAN BANK AND TRUST's group plan renew?

The most recent Schedule A policy period for SOUTHERN MICHIGAN BANK AND TRUST ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from SOUTHERN MICHIGAN BANK AND TRUST's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.