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Form 5500 · Employee benefit plan · MIAMI, FL

ROYAL CARIBBEAN CRUISES LTD.

ROYAL CARIBBEAN CRUISES LTD. of MIAMI, FL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is AON CONSULTING. Coverage is written through PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA and 9 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 98-0081645 · plan 501 · as of Jul 2026

Participants
2,710
Carriers on file
10
Disclosed commissions
$38,783
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICALife2,633December$29,884
FEDERAL INSURANCE COMPANY4,302May$5,097
ARAG INSURANCE COMPANY456December$3,802
FLORIDA BLUEStop-loss3,768December$0
DELTA DENTAL INSURANCE COMPANYDental1,354December$0
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA6,521December$0
VISION SERVICE PLANVision3,214December$0
ZURICH AMERICAN INSURANCE COMPANY67March$0
PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICALife4,199December$0
DELTA DENTAL INSURANCE COMPANYDental5,329December$0

Questions

Who is ROYAL CARIBBEAN CRUISES LTD.'s benefits broker?

Per its most recent Form 5500 Schedule A, ROYAL CARIBBEAN CRUISES LTD.'s broker of record is AON CONSULTING.

What insurance carrier does ROYAL CARIBBEAN CRUISES LTD. use?

ROYAL CARIBBEAN CRUISES LTD.'s benefit plan is written through PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA, among 10 disclosed carriers.

When does ROYAL CARIBBEAN CRUISES LTD.'s group plan renew?

The most recent Schedule A policy period for ROYAL CARIBBEAN CRUISES LTD. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from ROYAL CARIBBEAN CRUISES LTD.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.