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Form 5500 · Employee benefit plan · WATERFORD, MI

ROYAL AIR FREIGHT, INC.

ROYAL AIR FREIGHT, INC. of WATERFORD, MI files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is WILSHIRE BENEFITS GROUP. Coverage is written through ALLIANCE HEALTH AND LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2191197 · plan 501 · as of Jul 2026

Participants
126
Carriers on file
6
Disclosed commissions
$93,004
Renewal month
December

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsCommission
ALLIANCE HEALTH AND LIFE INSURANCE COMPANYHealth, Life231December$56,052
STARMOUNT LIFE INSURANCE COMPANYLife99January$12,008
UNUM LIFE INSURANCE COMPANY OF AMERICALife83January$11,002
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability124January$8,989
COLONIAL LIFE & ACCIDENT INSURANCE COMPANYLife13December$3,672
FSLVision197December$1,281

Questions

Who is ROYAL AIR FREIGHT, INC.'s benefits broker?

Per its most recent Form 5500 Schedule A, ROYAL AIR FREIGHT, INC.'s broker of record is WILSHIRE BENEFITS GROUP.

What insurance carrier does ROYAL AIR FREIGHT, INC. use?

ROYAL AIR FREIGHT, INC.'s benefit plan is written through ALLIANCE HEALTH AND LIFE INSURANCE COMPANY, among 6 disclosed carriers.

When does ROYAL AIR FREIGHT, INC.'s group plan renew?

The most recent Schedule A policy period for ROYAL AIR FREIGHT, INC. ended in December. Group plans typically renew on the same annual cycle.

Where does this data come from?

All figures are drawn from ROYAL AIR FREIGHT, INC.'s public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.